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As agentic commerce becomes increasingly digital, protocol-driven interactions promise speed, privacy, and automation. However, somewhere between these mandates and emerging agentic protocols, a dangerous gap is forming, in which merchants are losing access to the data and context that have long powered fraud prevention, authorization intelligence, customer understanding, and overall business optimization.

As agentic protocols, such as AP2 and MCP, reshape how digital transactions are initiated, evaluated, and completed, merchants must understand the data elements being passed through these protocols and which data they don’t have access to.

As commerce becomes increasingly agentic, the shift toward protocol-driven interactions promises speed, privacy, and automation. Yet, somewhere between mandates and protocols, a dangerous gap is forming. Merchants are losing sight of their customer payment data altogether. Our goal is to help merchants prepare for the coming wave of agentic commerce.  At VGS, we believe that this is an incredible new channel.

In the age of AI-driven commerce, the concept of agentic payments is transforming the way buying and selling occur online. Instead of a customer manually browsing, comparing, and checking out, intelligent agents, powered by machine learning and large language models, act on the consumer’s behalf to discover, negotiate, and complete purchases. This shift represents a major evolution from traditional e-commerce toward an agentic commerce ecosystem, where trusted digital agents handle everything from product discovery to payment.

As agentic commerce continues to move at a rapid pace, agentic protocols and start-up consortia are at the center of the dialogue, often leaving merchants out of the conversation. One of the biggest unanswered questions remains: ‘How will agentic commerce impact merchants?’

It’s with great excitement that VGS is officially launching VGS 3DS, designed to deliver stronger security, smoother checkout experiences, and greater flexibility for businesses and their customers. As online transactions continue to grow, so do the risks of fraud and chargebacks. 3D Secure (3DS) adds an extra layer of protection by authenticating cardholders during online payments and is mandated and heavily regulated in many regions.

Network tokens are unique identifiers used in place of card details during transactions. They enhance security by keeping sensitive information hidden. This article from VGS explains how network tokens work, their benefits, and their importance in payments.

Payment tokenization protects your sensitive payment data by converting it into secure, non-exploitable tokens. In this article, we’ll explore what payment tokenization is, how it works, and why it’s essential for businesses and consumers.

The world of online commerce is undergoing a significant transformation, with a new paradigm emerging: agentic commerce. Agentic commerce is an AI-powered shopping experience that can understand complex user requests, browse products, and even complete transactions on behalf of the customer.

In today’s fast-moving digital payments world, data security and transaction success are more important than ever. As businesses scale, understanding the difference between PCI-compliant tokens and network tokens becomes critical for protecting sensitive cardholder data, optimizing payment performance, and reducing fraud.